Life insurance quotes without the salesman - answer a few questions online, see real prices, apply in minutes.
Reviewed by Tom · Founder & lead reviewerIf you're employed, life insurance often just happens to you - a group policy in the onboarding packet. If you're self-employed, nobody hands you one, and the traditional buying route involves a quote form that immediately sells your phone number to three agents. That's the friction Everyday Life removes: the quote flow asks for sex, age, state, and nicotine use up front and shows prices without demanding contact details. For the freelancer whose family runs on their invoices, the distance between 'wondering what it costs' and 'knowing what it costs' shrinks to about a minute - and that distance is where most people historically gave up.
The experience is deliberately boring in the best way: answer the health questionnaire honestly, compare term lengths and coverage amounts, and for straightforward profiles the application itself is a same-sitting job with a fast decision - customer reviews on the site consistently cite the 8-to-10-minute end-to-end experience. Term life is the natural fit for most self-employed buyers (income replacement for the mortgage-and-kids years), while the whole life options serve the smaller group who want permanent coverage. The honest limits: it's a US product, state availability varies, and the panel of partner insurers is a curated selection, not the entire market.
If you're self-employed, healthy-ish, and have anyone depending on your income, getting a quote here is close to a no-brainer - it's free, fast, and doesn't commit you to a sales conversation. Compare the number against one other source (an independent broker or a second marketplace) and you've done more diligence than most buyers ever do. If your situation is complicated - chronic conditions, seven-figure coverage, business succession planning - use the quote as a data point and talk to a licensed advisor before signing anything. The worst option is the one this site exists to fix: staying uninsured because the errand felt too heavy.
Freelancers, contractors, and small-business owners with no HR department - the people whose families depend on their income and who never got handed a group policy.
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